December 2025
Attendees: Lynda, Louise and Bob
Estuary Staff: Ian, Paul, Madeleine, Bali, Caroline, Nicholas
Apologies: Fatou, Kayleigh, Heather and Marita
General Actions and Updates
Minutes agreed from last meeting; reminder Code of Conduct to be followed during meeting. LB confirmed no conflict of interest with members
Merger- Ian Martin and Paul Edwards
15th December final board decision will be made- if the board agrees, launch day will be 1st April 2026 (start of new financial year).
Opportunity to create stronger, more resilient Housing Association in Essex providing a better all round service for our customers. If we do come together, the organisation will be the largest Landlord in the county/ East of England giving more financial influence and opportunity.
A Question and Answer session was held with Ian and Paul and RVIP members
Update on Woodgrange Security- Caroline Creasey
A multi agency approach is required to deter crime and anti-social behaviour on the Woodgrange Estate. A pilot is currently running on one of the blocks and the following actions have already been taken:
- an increased presence of Housing Officer and security patrols to deter any activity, identify activity and feedback
- meetings with local police and local councillors
- discussions with ‘Design out crime’ looking at structure of buildings, eg where blind spots are etc
- an increase in police presence, also attending weekly Tuesday surgery
Built KPIS
Increase in repairs appointments kept- 95.27% (93.43 Oct)
Amount of days to complete a repair has risen Sept 13.76 - Oct 14.82; Axis asked to provide an improvement projection
Customer service
One case affected Anti Social Behaviour statistics this month
General Needs arrears are above target
Void Training update
RVIP received desktop training from Nicholas, then practical training in the property, going round as individuals and wrote down works needed prior to the next tenant.
Subgroups
EDI- complaint following shoe covers, this has led to Axis and subcontractors to offer to wear these in customers homes.
H+S- shoe covers mentioned at both meetings. AWAAB law- RVIP potentially to do a comms piece, regarding not going through claims management but directly through EHA
Safeguarding - meeting 27/11
Letter Templates- BN redesigning template for letter to go to introduce customers to their Housing Officer- RVIP approved letter written.
Complaints learning – RVIP enjoyed looking at stage 2 complaints. Picked up on mirroring the tone and way the letter was written
AOB
New resident has approached involvement following social media uptake. Posts are engaging and gaining people’s trust.
Videos on website- only appropriate to specific boiler (didn’t fit the one in Chelmsford)- to be raised at Contracts meeting.
Applications from new members were discussed.
Reminder to return papers- confidential and needs to be disposed of correctly
Next meeting Agenda- Update on AWAABS Law, what is being done at Estuary.
Next meeting 29th January 5.45pm for 6pm start, TEAMS meeting
October
Attendees: Lynda, Louise, Marita and Bob
Estuary Staff: Madeleine, Bali, Nicholas
Apologies: Fatou, Kayleigh, Heather and Eve
General Actions and Updates
Minutes agreed from last meeting; reminder Code of Conduct to be followed during meeting. LB confirmed no conflict of interest with members
Woodgrange Plumbing Project- Nicholas
NK explained to RVIP that large parts of the plumbing on the estate are being replaced to reduce leaks and improve the system. Pilot scheme starting with one block.
Water will need to be turned off so that these works can take place. Residents will be decanted using voids furnished by Estuary on the estate or be staying with family.
Minor repairs will also be completed during this time.
Customers can return to their home accompanied by staff during this time if required, and specialised FAQ sheets have been devised for customers.
Specialised Housing Officer and Axis project workers supporting these customers.
KPI note- future RVIP meetings ideally to be held after 20th of month so that KPI figures are relevant for that months meeting.
Built Environment KPIs- Nicholas
Average number of days to complete jobs slightly up to 12.83, but was 16.8 last year this time so vast improvement.
Tenant Satisfaction Measure (TSM) for Repairs national average is 60%- Estuary figures are currently 66% for Quarter 2.
Customer Services KPIs- Bali
ASB results 100% for past few months- great achievement.
Stage 2 complaints figures have dipped due to response times not being met, but measures have been put in place to improve this.
General Needs relet times are lower than target at 23 days (target 26 days).
Overall TSM satisfaction is at 67% highest level yet; possibly due to Customer Profiling project thereby connecting with customers more.
Customer Voice at Board
Follow up meeting booked for 13th November in person to discuss projected vision further
BN or MS are available to further speak to RVIP if required prior to the meeting
Subgroups
Health +Safety- BT attending 3rd November and has a couple of WDE issues to raise.
Safeguarding- next meeting 27th November
Complaints- meeting held 6th October. RVIP enjoyed looking at Stage 2 complaints. Responses will be looked at prior to every meeting going forward. Equality and Diversity Customer Forum- 3rd November next meeting. BN spoke to a complainant and has invited her to a future meeting.
Repairs- BN to also attend next Contracts meeting to speak to Axis re EDI and what measures they have in place.
AOB
CEC papers – more time is required for RVIP to look at the papers.
WDE issue- lighting increased from 20 to 30 day repair time; but stairwells should be priority. BT to raise at next H+S meeting.
WDE- gardener complaint; but also similar complaints in other areas. Possible future scrutiny project.
Next meeting: 20th November 2025 10am for 10.30am start, Chelmsford Museum, Oaklands Park, Moulsham Street, Chelmsford CM2 9AQ
September
Attendees:
RVIPs: Lynda, Eve, Louise
Estuary Staff: Madeleine, Bali
Apologies: Les, Marita, Bob, Kayleigh, Heather, Fatou
General Actions and Updates
Minutes agreed from last meeting; reminder Code of Conduct to be followed during meeting. LB confirmed no conflict of interest with members
RVIP congratulated Estuary on achieving Disability Confident Leader Accreditation.
Service Charges- Carl Mercer (CM)
•CM explained what service charges were, and explained what categories they were split into- e.g. statutory requirements (mandatory, keeping buildings and estates safe and compliant), essential maintenance (day to day services that keep the building or estate functioning properly and financial protection (building insurance, sinking funds, larger maintenance).
•CM explained that fixed charges are determined by lease or tenancy agreement and don’t change regardless of what’s spent; and variable charges- where customers only pay what’s actually spent. Both charges are often based on previous years costs and market rates, and factor in known increases and planned works.
•All costs on service charge statement are supported by invoices, contractors, receipts and contracts, and external auditors audit accounts yearly.
•Why we group service charges into headings was explained- so we are transparent; for legal requirements; for budgeting and accountability. HB and UC need costs categorised and are strict on what can and what cannot be covered by benefits.
•RVIP can email Carl to speak about specific schemes
Tenancy Sustainment – Alisa Harvey
•AH provides customers with intensive support that Housing Officers don’t have remit or time for, and has a direct phone line so customers can contact when in crisis. Her role revolves around keeping customers in their homes.
•AH explained what her role encompassed- from everything to providing food parcels; signposting and supporting customers; linking with fuel poverty charities- has just found £49 vouchers up to 6 times a year to support those who are most in need; and demonstrated that her provision links were always expanding
•RVIP thought this was an amazing service EHA provides and with thought highly of Alisa's experience, and empathetic tone and attitude.
Customer Profiling- Bali Nahal
•Timeline presentation shared with RVIP; 82% customers data collected to date.
•LH encouraged RVIP to share their stories to raise RVIP status and also show their relatability.
•Customer EDI Forum set up, monthly meetings to continue.
Customer Updates- Helen Gregory
Profiling
•Customer profiling has been raised awareness across company, and we are training people to look up customers data before they make contact so communication can be tailored. Vulnerable persons policy to be developed; including being aware of and inclusive of our silent customers.
Customer Voice at Board
•Campbell Tickell final stages of drafting their report. Will be asked to share this with RVIP.
Update from Ian Martin
•Meeting to be set up with Paul Edwards CEO of CHP, hopefully in person.
Fly-tipping Update- Caroline Creasey
•To date, 175 volunteers and staff have participated in three clean up community events this year.
•Annual Great British Spring Clean - looking to roll out to other communities.
•Email gone out today to all residents regarding Fly-tipping.
•Information provided to customers at start and end of tenancy – decided a leaflet was not enough; a new web page is being designed with link being given to customers at the beginning, end and throughout tenancy.
•New Recycling regulation coming in in 2026 which customers will need to follow.
Axis Social Fund Applications
•RVIP to judge, let Lynda know any comments
KPIs
•Have been shared but with no queries.
Subgroups
•Quarterly meetings no further updates since last meeting. More updates to be provided when other members present. MS to find out dates for upcoming meetings.
AOB
•Complaints scrutiny continuing at Learning from Complaints monthly meetings- next 6th October, evening meeting to be arranged to go through pack prior.
•Kings house monthly drop in- RVIP invited to attend
•Adobe express- RVIP to agree templates and suggest 4th template.
•Discussed attendance from RVIP members. Where possible, attendance for meetings to be given a week in advance going forward so meetings can be changed if required.
Next meeting date 16th Oct 5.45 for 6pm start
August
Attendees
RVIPs: Lynda, Fatou, Louise
Estuary Staff: Madeleine, Bali
Apologies: Les, Marita, Bob, Kayleigh, Heather, Eve
General Actions and Updates
Minutes agreed from last meeting; conduct reminded and no conflict of interest to declare.
Tenant Satisfaction Measures (TSMs)- BN
• Every quarter third party company Acuity ring 250 customers and ask them a set of mandatory questions as part of the Consumer Standards
• Identified leased and shared owners have higher expectations- going to look at type of tenure and different type of expectations as a project
New member acceptance
• As part of RVIP procedure, RVIP members need to formally accept new members Heather and Marita. LB to confirm with other members, members present accept
Merger Update- IM
• Due diligence stage still ongoing
• IM discussed the process involved and answered Q and A from RVIP.
KPIS & Service Areas
Repairs- NK advised final PPP jobs should be completed by end of Aug- 147 approx left; priority to clear PPP jobs, and making sure Axis provide paperwork and invoices on time.
Customer Services- Slight increase in complaints upheld; just means we are agreeing with customers and looking further into their impact; lots of greens indicating positives- GN void turnaround time much lower than target
Rent & Service Charge Credit & Refund Policy and Lettings Policy (HG)
Lettings Policy- Following a stage 2 complaint, the policy has been amended to further time being given to those with protected characteristics to make a decision.
Rent and Service Charge Credits and Refund Policy- it was found that our system didn’t identify high levels of credit. To ensure money laundering isn’t happening in our rent accounts, income officers are now running a report every month that lists high credits and contacting the customer to advise and see if they want a refund/find out more info about it. Discussed service charge info not being specific enough- Carl Mercer, Service Charge Manager, to be invited to the next meeting.
Subgroups
Safeguarding- complaint presented at Safeguarding Panel lead to changes within Lettings Policy; cuckooing has now changed to ‘home invasion’; safeguarding training has improved greatly for staff
Equality and Diversity- EDI- Not enough involvement for RVIP or emphasis on the customers. EDI customer meeting to be set up with Davina EDI officer- who is also providing a list of what options we have for our customers with vulnerabilities, disabilities, deaf, blind customers. A forum for customers will now be set up.
Complaints Forum- RVIP enjoyed the pre meeting and found this beneficial.
Axis Social Fund Applications
7 applications approved by RVIP; located across our stock throughout Essex. RVIP to be invited to appropriate events to see how the money is being used.
1 application required further information- Southend YMCA.
Estuary in Bloom Applications
6 entries- decided everyone getting a prize of £50 cash transfer
Few applications- suggested a leaflet or emails as social media isn’t spreading the word far enough
RVIP would like a picture of who gets a prize and follow up after
Next meeting 17th September 2025 1pm for 1.30pm start, Centre Place, Southend or on Teams
June
Attendees:
RVIPs: Lynda, Louise, Eve, Heather, Kayleigh, Fatou
Estuary Staff: Madeleine, Bali, Nick
Apologies: Bob, Les, Marita
General Actions and Updates
Minutes agreed from last meeting; conduct reminded and no conflict of interest to declare.
Complaints and Customer Feedback Policy Review- BN
• Has been updated following Building Safety Regulatory additions
• Compensation policy has also been updated to align with Housing Ombudsman guidance
• RVIP asked for compensation policy to be circulated
• Compensation policy has been altered to take into account not just when something is wrong but the impact it has had on the person and their particular circumstances- person-centric approach- policy to be circulated to RVIP
Merger Update – BN
• Currently ‘Due Diligence’ stage- CHP and Estuary sharing their data in terms of performance
• Now planned March 2026 rather than December
Void Presentation- NK
Following on from the Repairs Contract meeting where concerns were raised following high void costs, NK presented costings for two recent high cost void cases.
• RVIP asked to do void inspections- in a variety of areas
• NK explained difference between AOV and PPP – AOV average order value instead of PPP price per property.
1. PPP- Axis would do a certain amount of work up to a certain level and we would pay per month.
2. AOV- if you are fixing a leaky toilet, it gets fixed; then a leak from the cistern; this is now one job as it’s still related to the toilet.
KPIS & Service Areas
Repairs- average number of days to complete repair decreasing- in July 24 19 days and now 6.87 days in June 25; TSM (Tenant Satisfaction Measures) increased to 83% also- eg everyone who had a repair over 83% people are happy.
Customer Services- Housing- all cases in April and May June were 100%, this reflects on customers being happy with Estuary’s service, not specifically the outcome; ASB standard Anti Social Behaviour Standard | Estuary launched which sets out customer expectations e.g. evidence required and what our limitations are; discussed what support EHA offer- lots of signposting and referrals- RVIP advised the Safeguarding meetings demonstrated how much Estuary do for their customers and how safeguarding is a clear priority for them.
Income- Discussed the difference between market rent (MR) and GN. MR is private let through estate agents.
Subgroups
Health and Disability- workshop next month internally re how we will use the data going forwards. Once workshop done this will be brought back to RVIP.
Complaints Forum- open invitation for anyone to join 30th July. Member responsible for complaints from Board will be attending and complaints scrutiny will be planned.
Inside Housing Conference
Workshops ranging from Governance to AI. Wanted to promote this to other RVIP, yearly and fantastic opportunity.
Chair Training
LB attended Chair training, last training was 2017, and has produced short presentation, to send to RVIP.
Communications Workshop
Highly beneficial for both groups to discuss various upcoming events and publications, eg Annual Report and Bi-Annual Newsletter. Good for relationship building, good to meet people in person, know how people speak etc.
Britannia Court Action Day
Again successful and beneficial, great to speak to customers and see them. Customers happy to see RVIP and lots of issues picked up on and forward back.
RVIP leaflet developed- going to be put up in all notice boards by Housing Officers.
Customer Engagement Protocol Launch
Successful launch of the ‘Customer Engagement Protocol’. Procedure for all staff to follow when holding events etc, so that everything is done the same way.
Next meeting 15th August 2025 10am for 10.30am start Great Baddow Community Centre, CM2 9RL
April
General Notes & Actions
Minutes agreed from last meeting; new conduct notes read by Chair LB
Merger Presentation-Ian Martin
• Explanation of why the Board proposed a possible merger with CHP
• Due diligence process happening at the moment.
Damp, Mould and Condensation Training (MB)
• Updates: Damp and mould dashboard now reviewed monthly;
• Damp Mould and Condensation policy now in place as of March 2025
• More surveyors in post so more property checks taking place
KPIs & Service Updates
• Repairs (MB)- Year-end performance was positive; several rising trends as shown
• Customer Satisfaction (CR)- call handling and case management satisfaction exceeded targets
• ASB Satisfaction (CR)- year-end performance was positive; several rising trends as shown
• Income (CR)- above target for reletting both General Needs and Market Rent properties; long term voids have affected year end figures
Discussed how best to combat condensation problems.
SubGroups
Health and Disability- Customer Profiling Project continues.
Health & Safety- Rescheduled to 30th April 12-2pm; BT and LD to take turns attending going forward
Safeguarding- LH and HR attended 11th April. HR suggested Domestic Violence support for male victims to be on Estuary website.
Complaints- next meeting 16th May 2025. MS advised anonymised complaints and responses will be provided for the group to look at as per LB request.
Complaints Scrutiny- discussed next steps in taking the recommendations forward.
February
Attendees:
RVIPs: Lynda, Bob, Louise, Kayleigh
Estuary Staff: Bali, Julia, Jeremy, Nick, Mark
Apologies: Eve, Les, Fatou
General Actions & Updates
• Louise to be sent RVIP meeting notes via email (email address to be checked).
• Kayleigh Paveley notes PR.
J - Governance & Regulation
• Presented A History of Social Housing covering past regulatory bodies.
• Former Regulation split into Economic and Consumer; where only Economic Standards were proactively regulated.
• Regulation abolished in April 2024 resulting in all the standards being proactively regulated as well as new Consumer Standards being introduced.
• Regulator of Social Housing (RSH) inspection standards:
o G Ratings (Governance): G1 (best) → G4 (worst, board replacement risk). G1 and G2 are compliant – G3 and G4 non-compliant
o V Ratings (Financial Viability): V1 (strong) → V4 (high risk). Vi and V2 are compliant – V3 and V4 are non-compliant
o C Ratings (Customer engagement): Assessed via interviews.
• Estuary’s current standing:
o V2 rating (some risk, but manageable).
o C grading still pending.
KPIs
o Complaints performance slightly below target but reasonable given volume.
• Next steps: General arrears stats to be released on 20th.
Nicholas - Repairs & Maintenance
• Repairs performance update:
o Jobs completed on time: 80%.
o Average days to complete a repair: 18.1 (December/January delays).
o Axis issues (water leaks on the Woodgrange Estate, operatives to be available Tuesdays & Wednesdays).
• Complaints trends:
o High complaint volume in January (expected seasonal trend).
o Voids update: Two available for RVIP visits on 4th March at noon - (WDE & York Road).
Damp & Mould Concerns
• Echo report discussion:
o Issues with old copper pipes, construction defects, surface water.
o Customer concerns: Some cases are condensation (tenant responsibility).
o Complaint escalation: One call should suffice; follow-up process in place.
• Next steps:
o RVIPs invited to submit addresses with concerns.
o Damp & mould to be a key topic at the next RVIP meeting.
o Madeleine to contact Louise to check settings in Teams for joining meetings.
Mark - Asset Management & Planned Works
• Team expansion: Ben Seaden, Elise Walker, Sean Kelly.
• Decent Homes Standard:
o Prioritizing building safety & long-term work planning.
o Stock condition surveys: Conducted by Arc, take 20-40 mins.
o Damp & mould flagged for Nic’s team if found.
o 100% Decent Homes compliance target by March 2025.
• Kitchen replacements: Older kitchens prioritized. Issues to be reported via KeyStone.
Customer Voice & Engagement
• Louise Haines liaising with Gemma Kopel-Doree; will join EDI Forum in March.
• Customer profiling updates: Positive response from customers; improves communication.
Health & Safety
• BT liaising with Axis; next meeting date pending.
• Les McDonald interested in attending on a rotating basis.
• New staff member Frankie expected to bring improvements.
• All RVIPs invited to attend meetings.
Next Meeting
Tuesday, 4th March 2025, 12 Noon